Total Loss Inspection Services in King County Washington
A Total Loss Inventory is a generated list of non-salvageable items after a water, fire, smoke, mold, or asbestos loss. Most insurance companies agree to provide “like-kind and quality” for items that are damaged. If the items affected were not able to be restored to pre-loss condition, the insurance company will pay for those items. The Total Loss Inventory created by The Contents Specialists is then sent to the property owner to provide – to their best ability – the original purchase price, location of purchase, and year of purchase. We then send the list to the adjuster who has the items valued. The evaluation process involves finding the original price of the item then applying depreciation to discover the current value of the item. The insurance company then pays the homeowner the depreciated value price for that item. If the homeowner purchases an item of “like-kind or quality,” they turn in their receipts to the insurance company. The insurance company will then pay the difference from the depreciated value to the original purchase price.
Our loss inventory specialists will photograph all items and create a detailed list with as much information as possible, including physical description, size, brand, model and serial numbers, and location within your home or office. This list is categorized and alphabetized in an easy-to-read printout and provided to both you and the insurance provider.
- Contents Appraisal
- Total Loss Evaluation and Pricing
- Photograph Detailed Loss Inventories
For total loss inspection in King County Washington, call The Contents Specialists - WA at 253-277-3114.